VARIOUS WAYS THE COMMUNITY BANKS CAN HELP THE RURAL DWELLERS EITHER BY WAY OF LOAN OR BY EXPERT ADVICE

ABSTRACT Banking industry in Nigeria has come of age. It started in 1894 by the statement of first bank of Nigeria. Since then the number of banks in Nigeria has been on the increase. In 1993, the guest for indigenous banking started and later in the decade natwnal bank was registered the flood gate for banks was  opened with the affainment of independence. Merchant banks to off in 1964 with Nigeria industrial development bank. In 1992 to be precise. The government of babangida considered it necessary to license the community banks to help the retail banks penetrate into the interiors. Prior to than. It had not been possible for the banks to go to the interiors. This was a welcomed idea. My communities saw it as a challenge with the minimum capital base of N500,000 many communities can pull resource together and float one. The functioning of these banks has not been two encouraging due to the prevailing structure of fraud in the banking industry in the country. This work, therefore seeks for ways Ogui community has aided community development in it operations and environs. 
TABLE OF CONTENT
Title page  Approval page Dedication Acknowledgement  Abstract 
CHAPTER ONE  1.0Introduction  1.2Background to the study  1.3The objective the study  1.4Limitation of study  1.5Significance of study 
CHAPTER TWO 2.0Literature reviews  2.1Brief history of Ogui community bank  2.2Bank deposits  2.3Credit guarantying 2.4Expert Advice 2.5Share investment   2.6Social services
CHAPTER THREE  3.0Research methodology and design  3.1Areas of study  3.2Population  3.3Sample and sampling techniques  3.4Instrument used  3.5Validity  3.6Method of data collection  3.7Method of data Analysis 
CHAPTER FOUR  4.0Presentation and analysis  of data  4.1Summary & findings 
CHAPTER FIVE  5.0Conclusions  5.1Implication of the results  5.2Recommendations  5.3Suggestions for further research  5.4Limitation of the study