THE ROLE OF (NDIC) IN MINIMISING BANKRUPCY IN THE NIGERIA DEPOSIT BANKS

ABSTRACT The purpose of study is to determine the roles of (NDIC) in minimizing Bankruptcy in the Nigeria deposit banks. The problem of the study was that there is consistent bank failure of the banking sector together with irregularities.  The objective is to find out why there are still bank failures in Nigeria. For the success completion of this research work, the researcher makes use of both primary and secondary methods of data collection for information gathering.  Primary data were collected through direct interaction with the staff of NDIC.  Secondary data were collected through periodical and journals, textbooks and lecture notes.  The gathered data was put with simple percentages while the hypotheses stated were tested with chi-square. The summary of findings made was that (NDIC) play a greater role to the banking industry and depositors.  The conclusion showed that government has made laws that will help to sanitized the banking sectors. Therefore the researcher, recommended that NDIC should protect the depositors interest as well as promoting safe banking environment in the country.

TABLE OF CONTENTS Title Pageii Approval pageiii Dedicationiv Acknowledgementv Abstractvi
CHAPTER ONE INTRODUCTION 1.1Background of the study1 1.2Statement of the problem3 1.3Objectives of the study4 1.4Research Questions5 1.5Research Hypothesis6 1.6Significance of the study7 1.7Scope and limitation of the study8 1.8Definition of Operational Terms 10 Reference
CHAPTER TWO REVIEW OF RELATED LITEERATURE 2.1An overview   13 2.2Historical development of banking industry in Nigeria  14 2.3History of NDIC in Nigeria   20 2.4Achievement of Nigeria Deposit Insurance Corporation (NDIC) 22 2.5The Role of the Nigeria Deposit Insurance (NDIC) 26 2.6Reasons behind the establishment of the Nigeria Deposit Insurance Corporation (NDIC) 28 2.7The benefits of the Nigeria Deposit Insurance Corporation (NDIC)32 2.8How the banking industry pay their premium and to what extent35 2.9Problems facing the NDIC 38 2.10The impact of NDIC on the banking industry Insurance Corporation on the banking industry42 2.11Examination of Laws Guiding Nigeria Deposit Insurance Corporation on the banking Industry44 Reference
CHAPTER THREE RESEARCH METHODOLOGY AND DESIGN 3.0Research Methodology48 3.1Research Design 48 3.2Sources of Data49 3.2.1Primary Data49 3.2.2Secondary Data50 3.3Population of the Study51 3.4Sample Size52 3.5Instrument Used54 3.6Method of Data Presentation 56 3.7Validity and Reliability of the Instrument56 References
CHAPTER FOUR DATA PRESENTATION AND ANALYSIS 4.1An Overview58 4.2Data Presentation58 4.3Data Analysis59 4.4Test of Hypothesis71
CHAPTER FIVE SUMMARY OF FINDINGS, CONCLUSION AND RECOMMENDATION 5.1Summary of Finding80 5.2Conclusion83 5.3Recommendations84 5.4Suggestion for Further Studies88 Bibliography  Appendix