THE ROLE OF CO-OPERATIVES SOCIETIES IN HOUSING DELIVERY (A CASE STUDY OF ENUGU STATE)

ABSTRACT  A profession is a vocation whose practice is founded upon an understanding of the theoretical structure of some departments of learning and upon the capabilities accompanying such as understanding. This understanding and these capabilities are applied to, vital practical affairs of man. The practices of the profession are modified by knowledge of a generalized nature and by the accumulated wisdom and experience of mankind, which serves to correct the vital needs of man considers its first ethical imperative to be altruistic service to the client K. F. Andrews.  The act of investing in Housing co-operative is only the first step towards the investment of capital. In order to achieve its objective the Housing co-operative enterprises must be successfully and profitably operated as a business.  Moreso, thee is a need to crate this inevitable awareness that Housing co-operative business should be managed effectively, profitability and professionally.  Therefore, this work seeks to identify what development is all about and attempts an evaluation of the level of involvement of professional Housing co-operatives in Enugu using Trans-Ekulu and Abakpa Housing Estate as a test case. 

TABLE OF CONTENT  Title page i Certification ii Dedication iii Acknowledgment iv Abstractv Table of contents v
CHAPTER ONE  1.0Introduction   1 1.1Statement of the problem3 1.2Background and needs for the study 5 1.3Aims and objectives7 1.4Significance of study8  1.5Scope of study 9 1.6Research question 10 1.7Limitation 10 1.8Definition of terms 11
CHAPTER TWO  2.0Literature review   14 2.1Definition of co-operative societies   14 2.2Functions of housing co-operative society   19 2.3Types of co-operative societies     23 2.4Sources of founds for housing co-operative societies   27 2.5Sources of factor input for housing delivery  by co-operation societies   33 2.6The role of co-operative societies in housing delivery   34 2.7Problems of housing co-operative societies   35 2.8Operation of housing co-operative societies in banks   39 2.9Functions of housing co-operative societies in housing delivery     39 2.10Findings    41
CHAPTER THREE  3.0Research methodology   45 3.1Restatement of problems   45 3.2Study area   46 3.2.1Population   47 3.3Research population and sample size 48 3.4Data presentation procedure 49 3.5Sample and sampling procedure 49 3.6Method of data collection 50 3.7Data presentation and analysis    50
CHAPTER FOUR  4.0Introduction52 4.1Presentation of data on the distribution within the  two local government areas in Enugu east and Enugu west52 4.2Distribution of questionnaires within two income groups in the two L.G.A 54 4.3The contribution of the actors to the operations of  cooperative societies 56 4.4Presentation of data on size and structure of household      58 4.5Information on the present accommodation of respondents 58 4.6Interest in cooperative activities 60 4.7Types of housing cooperative favoured 61  4.8Savings propensity of respondents 62 4.9Readings of respondents to offer self help 63
CHAPTER FIVE  5.1Findings 64 5.2Summary 65 5.3Conclusion 66 5.4Recommendations 67 Bibliography69