THE ROLE OF CENTRAL BANK OF NIGERIA (C.B.N) IN AGRICULTURAL FINANCE DEVELOPMENT, PROBLEMS AND PROSPECTS. A CASE STUDY OF NIGERIA AGRICULTURAL INSURANCE COMPANY (NAIC) ENUGU – ENUGU STATE

ABSTRACT  Based on historical evidence, the highest contribution to the Nigeria Economy was Agriculture at present, Agricultural Production has been deducing drastically, especially since the oil boom. This was also contributed to the neglect on this sector due to the problem the Agriculturist encountered.       Nigeria Agriculture is characterized by the pre-prudence of small scale farming which yields the bulk of the total production. The small scale farmers have been the bedrock of our Agriculture economy and is characterized by illiteracy, small size of farm holding, little capital, unclear titled to land, low productivity and little savings. The muddle class farmers has been increasing in absolute number but is significant in terms of ration. He has large capital, he is more educated and has probably succeeded in his career before retiring into farming. He has better access to credit and information and because  this class of farmers were still insignificant in terms of contribution to Agricultural production. It is university and misleading to base Agriculture policy formation on it.  The government in its various tiers is another of Agriculture, in Nigeria. She gets involved into physical farming as well as provision of basic infrastructure and inputs. Examples are: Agriculture Development Project, National Accelerated  Food Production Programme, Poverty Alleviation Programme, etc. The plethora of this programme is but  a pointer to the confusion regarding the role of government in Agriculture.  Apparently, government has been inefficient and ineffective both in physical farming and in a way of encouraging agricultural finance appears to have increased the volume of Central Bank of Nigeria loans in this direction but it has not had a corresponding impact on the economy. A need to reappraise and indirect agricultural policies and strategy towards the small scale farmer is suggested as one of the basic solution. To achieve and fulfill the motive of this study, the researcher tried as much as she could to use both primary and secondary data. 
TABLE OF CONTENT
Title Page ii Approval Pageiii Dedication iv Acknowledgement v Abstract vii Table of content ix CHAPTER ONE: 1.1Background of the study 1 1.2Statement of problem 4 1.3Objective of the Study 6 1.4Research Questions 7 1.5Research Hypothesis 8 1.6Significance of the Study 10 1.7Scope, Limitation and Delimitations 11 1.8Definition of Terms 13 Reference15 CHAPTER TWO: 2.0Review Of Related Literature 16 2.1Nigerian Agricultural Insurance Company’s Relationship with any other Establishment17 2.2Accelerating with cheaper food production 18 2.3Reasons for low agriculture output20 2.4Banking industry and development of agriculture 22 2.5Role of agricultural credit 24 2.6Reasons for low participations by farmers in Nigerian agriculture 26 2.7Role of agricultural insurance company 28 2.8Insurance and Agriculture 29 2.9Summary of the Reviewed Literature32 Reference34
CHAPTER THREE  3.0Research design and methodology 35 3.1Research design 35 3.2Area of study 35 3.3Population 36 3.4Sample and Sampling Techniques36 3.5Instrument of Data Collection38 3.6Methods of Data presentation 39 3.7Methods of Data Analysis 39 Reference41 CHAPTER FOUR 4.0Presentation and Analysis of data42 4.1Data presentation 42 4.2Testing the Hypothesis 49 Reference60 CHAPTER FIVE  5.0Findings, Recommendation and Conclusions61 5.1Findings 61 5.2Recommendations62 5.3Conclusions64  Bibliography 67