THE PROBLEMS AND PROSPECTS OF DEBT MANAGEMENT IN NIGERIAN FINANCE INSTITUTIONS

INTRODUCTION
BACKGROUND OF THE STUDY. To reduce the liquidation and bankruptcy of our financial institutions, for debts management in our financial institutions. Financial institutions are committed to providing financial services and intermediation to the various segments of the economy. As a part of the services rendered, they are intermediaries between surplus economic units and deficit economic units.    In a modern day society, economic prosperity and progress depend largely on the level of savings in the nation. It follows that someone’s sayings in a financial institution e.g commercial banks is made available to an investor for productive venture, when this happens, a debt is created. Debits is credit received by a borrower from a pure lender who may be a formal or informal institution. These study will be carried out to determine the problem and prospects of debt management in Nigerian financial institutions and how to solve them and also techniques for improvements. 
TABLE OF CONTENTTITLE PAGEIIAPPROVAL PAGEIIIDEDICATIONIVACKNOWLEDGEMENTVPROPOSALVIITABLE OF CONTENTIX
CHAPTER ONE INTRODUCTION11.1BACKGROUND OF THE STUDY11.2STATEMENT OF THE STUDY21.3PURPOSE OF THE STUDY31.4SIGNIFICANCE OF THE STUDY41.5SCOPE AND LIMITATION OF THE STUDY41.6DEFINITION OF TERMS5
CHAPTER TWO2.0PRUDENTIAL REGULATION OF NIGERIA BANKING102.1FUNDAMENTALS OF CREDIT ANALYSIS102.2THE BASIC CRITERIA ANALYTICAL ASSESSMENT OF CREDIT WORTHINESS112.3THE COMMON CAUSES AND PROBLEMS OF BAD DEBTS142.4EARLY WARNING SIGNS.2.5FACTORS RESPONSIBLE FOR BAD DEBTS IN BANKS192.6CONSIDERATIONS IN ASSESSMENT OFFICIAL PROPOSALS BY CUSTOMERS212.7EIGHTEEN CREDIT PRINCIPLES.25
CHAPTER THREE3.0SUMMARY DISCUSSION273.1RECOMMENDATION28BIBLIOGRAPHY30