THE LENDING PROCEDURES AND LOAN RECOVERY IN BANKS

ABSTRACT  This topic lending procedures and loan recovery in banks was tailored described.
The piece of work looked into bank services and the rules that guide their monetary policies. Research was carried out on ways of improving bank lending policies and good measures on how money could be recovered. Recommendation for further improvement on these policies was described. It vividly described procedure for taking securities for bank lending to these in the financial industry, this piece of work could serve as a reference manual to them. The manual can also educate people on the roles of banking in economic development of Nigeria.     TABLE OF CONTENT 
Title page  Approval page  Dedication  Acknowledgment  Abstract  Table of content
CHAPTER ONE  1.1Statement of the problem and purpose of the study  1.2Rationale of the study  1.3Significance of the study  1.4Definition of terms
CHAPTER TWO  Literature review  2.1Principle of lending  2.2Factors to be considered before granting loan to customer  2.3Procedure for obtaining bank loan  2.4Procedure for taking security for bank lending  2.5Non – cash securities  2.6Securities acceptable for bank lending  2.7How bad debt could be recovered  2.8Causes of bad debt 
CHAPTER THREE  Design of methodology  3.1Hypothesis  3.2Sources of data  3.3Location of data  3.4Limitation of the study  3.5Method of data collection and analysis 
CHAPTER FOUR  Data presentation, data analysis and discussion of the result  4.1Data presentation  4.2Data analysis  4.3Discussion of the result 
CHAPTER FIVE Summary, conclusion and recommendation  5.1summary  5.2conclusion  5.3recommendation  bibliography