STRATEGIES FOR MANAGEMENT BANK LIQUIDITY (A CASE STUDY OF FIRST BANK OF NIGERIA PLC)

ABSTRACT This topic is about liquidity management, which means the ability of a bank to determine for itself, the appropriate point in time. This is done by looking at it’s credit portfolio is an indispensable factor for the success of any enterprise. The success or survival of commercial banks, like any other business organization is a function of it’s liquidity management. What the researcher intends to do is to explore the strategies employed by the first bank of Nigeria Plc in managing it’s liquidity. The study also aims at giving suggestions, as to how the bank, based on the findings of this research can improve it’s business through well planned and articulated liquidity management policy. In the course of this research work, the researcher encountered some constraints, such as lack of time, inadequate attention from the public and financial constraints. Nevertheless, the researcher recommends that management accounting techniques should be applied in banks to determine the extent of liquidity holdings of a bank at a particular point in time in order to meet up with the financial obligations of the bank to their customers.
TABLE OF CONTENTS Cover page Title page Approval page Dedication Acknowledgment Abstract Table of contents
CHAPTER ONE 1.0INTRODUCTION 1.1Statement of problem 1.2Objectives of the study 1.3Significance of the study 1.4Scope and limitations of the study 1.5Research hypothesis
CHAPTER TWO 2.0REVIEW OF RELATED LITERATURE 2.1Definition of terms 2.2The concept of liquidity 2.3Understanding liquidity ratio
CHAPTER THREE 3.0Researcher design and methodology 3.1Sources of data 3.2Sample used 3.3Method of data collection 3.4Population size 3.5Data analysis techniques. 3.6Statistical method
CHAPTER FOUR 4.0DATA PRESENTATION AND ANALYSIS 4.1Analysis of data using the simple percentage(%) 4.2Test of hypothesis
CHAPTER FIVE 5.0Summary of findings, recommendation and conclusion 5.1Findings 5.2Recommendation 5.3Conclusion Bibliography Appendix