IMPACT OF COMMUNITY BANKING ON RURAL DEVELOPMENT

ABSTRACT This study deals with the impact of community banking on rural development. In recent past, our rural dwellers have been finding it very difficult to save their money and other valuables in the commercial banks in urban area.  This is because of the long process involved in opening a savings account and also distance in moving from where they are living to an urban location of commercial banks. This research work is presented in five chapters. The first chapter started the problems which are to be appraised, the reasons for studying this work and those who will benefit from this work.  Relevant theoretical and empirical literature, which relate to present study were reviewed in chapter three.  Chapter four deals with presentation analysis and interpretation of data.  The last chapter that is chapter five deals with the summary of the research findings, conclusion and recommendations. Since the introduction of community banks, this problem has been solved especially for our rural dwellers.  They now find it easy to open up savings and current account in these community banks rather than keeping the money under their beds or loosing them to termites or ants.  TABLE OF CONTENTS Cover page Title page Approval page Dedication Acknowledgement Abstract Table of content
CHAPTER ONE 1.1Statement of problem 1.2Reasons of the study 1.3Significance of the study 1.4Definition of terms
CHAPTER TWO REVIEW OF LITERATURE 2.1Collection and analysis 2.2Assets structure 2.3Gross earning and overheads 2.4Sectoral allocation of loans and advances 2.5Impact of community bank scheme 2.6Loans and advance 2.7Participation of community banks in community projects
CHAPTER THREE HYPOTHESIS, METHODOLOGY OF STUDY, SOURCES OF DATA AND LIMITATION 3.1Hypothesis 3.2Methodology of study 3.3Sources of data 3.4Sources of data 3.5Limitation of study
CHAPTER FOUR DATA PRESENTATION, ANALYSIS, AND DISCUSSION OF THE RESULTS OF THE ANALYSIS 4.1Data presentation 4.2Analysis of data 4.3Discussion of the result of the analysis
CHAPTER FIVE SUMMER OF FINDINGS, CONCLUSION AND RECOMMENDATION 5.1Summary of findings 5.2Conclusion 5.3Recommendations Bibliography