EVALUATION OF THE IMPACT OF THE NIGERIAN DEPOSIT INSURANCE CORPORATION (NDIC)

ABSTRACT  Bank distress has been a predominant factor in the banking system of Nigeria since the early years of banking.  This trend became noticeable in the industry with the failure of many banks in the early 90’s and late 90’s distress saga brought about the research work the evaluation of the impact of the Nigerian deposit insurance corporation  (NDIC) the work is structured into a five chapter book for easy and comprehensive reading. The frist chapter deals with the background of the prevailing circumstance in the industry that necessitated the establishment of the deposit insurance scheme it further work on the reveal the various loopholes and bottlenecks of the supervisory authorities and also examine the impact of the regulatory and supervisory bodies (NDIC & CBN) at resolving the prevalent bank distress and failure.  It also shows the extent and depth of distress the measurability of distress and also states the various distress resolute on option such as revocation of licenses increase and acquisition and  financial assistance given to affected banks by the regulatory authorities. The materials and techniques used in acquiring the information needed  for the research work were purely secondary data obtained through the reviews of journals newspaper past work by other students and seminars by well known academicians.  Based on analysis of the data collected information leading to distress of banks were certified and most of the causes were also certified they were traced to be caused by institutional factors, political and economic factor similarly and were drawn from the major finding of the research work and adequate recommendation were made in line with the finding to enable readers who will find the work germane to the field and subsequently bring about animal or nonexistent  of distress in the Nigeria financial system   TABLE OF CONTENTS  Cover page Title page Approval page Dedication  Abstract Proposal Table of content.
CHAPTER ONE INTRODUCTION   1.1Background of the study 1.2Statement of problems 1.3Purpose of the study 1.4Scope and limitation of the study 1.5Significance of the study References 
CHAPTER TWO 
LITERATURE REVIEW      2.1What is deposit insurance 2.2Definition of distress  2.3Causes of distress  2.4Measures of distress  2.5Extent and depth of distress 2.6Resolution of distress 2.7NDIC controlling derive over financial institutions  References 
CHAPTER THREE  RESEARCH DESIGN AND METHODOLOGY   3.1Sources of data 3.2Location of data 3.3Method of data collection  References 
CHAPTER FOUR
SUMMARY OF FINANCES   Summary of findings.
CHAPTER FIVE  CONCLUSION AND RECOMMENDATION 5.1Conclusion  5.2Recommendation  Bibliography