DEVELOPMENTAL IMPACT OF RURAL BANKING IN NIGERIA (A CASE STUDY OF UNITED BANK FOR AFRICA (U.B.A) PLC)

ABSTRACT This research work is aimed at bringing into light the Development impact of rural banking in Nigeria’s rural area and how it affects the economy in general. For the purpose of orderly presentation of relevant materials, the main body of this work has been divided into five chapters The first chapter which is the introduction consider among other things problems identification/statement of problems, Rational of the study, Significance of the Study, Background of the Study and Definitions of the Terms used. Chapter two (2) focuses on the literature review, Theoretical Review and Empirical Review which discusses on banking marketing awareness and acceptance, the social responsibilities facing banks, rural banking and agricultural development, rural banking scheme and evaluation of the rural banking scheme among others. The third chapter deals with hypothesis of the study, research methodology, sources of data and limitation of the study. The fourth chapter shows data presentation, analysis of data and discussion of the results. The fifth and final chapter focuses on the summary, conclusion and recommendation.

TABLE OF CONTENTS
Title Pageii Approval Pageiii Dedicationiv Acknowledgementv Abstractvi Table of Contentsvii
CHAPTER ONE 1.0Introduction1 1.1Statement of the Problem1 1.2Rational of the Study2 1.3Significance of the Study3 1.4Background of the Study4 1.5Definitions of the Terms Used8
CHAPTER TWO 2.0Literature Review13 2.1Theoretical Review13 2.1.1 Banking Marketing Awareness and Acceptance16 2.1.2 The Social Responsibilities Facing Banks17 2.1.3 Rural Banking and Agricultural Development21 2.1.4 Rural Banking and Rural Infrastructural Development22 2.1.5 Rural Banking and other Development24 2.2Empirical Review25 2.2.1The Rural Banking Scheme25 2.2.2Evaluation of the Rural Banking Scheme34 2.2.3Measures for Improving Banking Habit in Nigeria39
CHAPTER THREE 3.1Hypothesis of the Study42 3.2Research Methodology43 3.3Sources of Data45 3.4Limitation of the Study45
CHAPTER FOUR 4.1Data Presentation46 4.2Analysis of Data49 4.3Discussion of Results55
CHAPTER FIVE 5.1Summary57 5.2Conclusion60 5.3Recommendations 62 Bibliography66