COMPUTERIZATION OF BANKING SERVICE ITS EFFECT ON THE EFFICIENCY OF BANKING SERVICE IN NIGERIA

ABSTRACT This research project work was undertaken with a purpose of determining and evaluation of the effect of computerizing banking service and its efficiency on the banking services in Nigeria. The effect of computerizing the banking services on the behavioural aspect of management information system are Aggression Avoidance and projection on the other hand, other operational pressures are maintaining the system; personal problems in the book-keeping department, maintaining book-keeping machines. Expanding volume of operation; need to accommodate the increasing volume, need to maintain or reduce cost.  Unsatisfactory output; errors in terms of reports and statement delays in work processing.  Needs or system change.
The study has a library research and empirical study.  Additional information were collected from journals bullions textbooks and newspapers etc.  It was been clear to me from what I found out that computerizing banking services plays a very big positive effect on Nigeria Banking Services.  It provide better information for commercial loan management improves the speed limit & accuracy of services to customers, and also provides necessary data input for advanced financial information systems. It leads to problem awareness, permit feedback on the implementing of decision, it support problem analysis and selection of alternatives.  It influences the choice of the most appropriate option.  Also computer are used in implementing strategies or plans for they can also be used for drawing up the budget in constituting investment portfolio and in bank’s balance sheet management. From the word been mentioned above it is quite clear that if Nigeria banks continue to encourage the use of computerized banking service that Nigeria would have a better standard of living & the work of science & technology as regards to computer services.
  TABLE OF CONTENT Title page Approval page Abstract Acknowledgement Dedication
CHAPTER ONE INTRODUCTION 1.1Background of the study 1.2Statement of the study 1.3Objective of the study 1.4Research question 1.5Significance of the study 1.6Scope, limitation & delimitation of study 1.7Definition of term
CHAPTER TWO 2.0Review of related study 2.1Why banks use computer 2.2What can computers do 2.3Current and part effort at computerization in banks 2.4Cost of computerization in banks 2.5Benefits of computerization in banks Notes
CHAPTER THREE 3.0Research design and methodology 3.1Source of data 3.2Secondary data 3.3Location of data 3.4Method of investigation
CHAPTER FOUR 4.0Findings 4.1Findings under way banks use computer 4.2Finding under what computer can do 4.3Finding under current and past effort of computerization in bank 4.4Findings under cost of computerization in banks 4.5Finding under benefits of computerization in banks
CHAPTER FIVE Recommendation and conclusion Recommendation Conclusion Bibliography