CLEARING AS A MEANS OF SUSTAINING BANK AND SUPPRESSING FRAUD: A CASE STUDY OF U. B. A. MAIN BRANCH ENUGU

ABSTRACT A survey research was made in carrying this project, clearing department as a profit generating department in banking institution. This research was carried out to reveal clearing as means of sustaining banks and suppressing frauds.  The population size of the study comprises of all staff of Enugu main branch of United Bank for Africa PLC (UBA), which were 98 staff.  And the sample size for the study was 79 staff. Hypothetical statements were used to find out whether the clearing as a means of sustaining bank and suppressing fraud in banking institution.  These were about identifying whether clearing department really to describe how clearing department contribute in the profit of the banking institution, as was gotten from the questionnaires distributed to the staff..  from the result after the analysis it was concluded that clearing department should be known as one of profit generating departments in banking institution in general and United Bank of Africa PLC Enugu main branch in particular.
TABLE OF CONTENTTitle pageiApproval pageiiDedicationiiiAcknowledgementivTable of contentsvList of tablesixAbstractx
CHAPTER ONE1.0Introduction11.1Background of the study1.2Objectives of the study1.3Research questions1.4Statement of hypotheses1.5Scope and limitation of the study1.6Significance of the study1.7Definition of terms
CHAPTER TWOLiterature Review2.1Overview of milestone in the development of clearing systems2.2Classification of clearing cheques2.3The various methods of clearing cheques and other financial documents2.4Correspondent banking clearing2.5General principle of cheque presentation and clearing.2.6The authorized clearing system in Nigeria2.7Empirical framework2.8Summary of related reviewed literature
CHAPTER THREEMethodology3.1Research Design3.2Area of study3.3Population of the study3.4Sample size determination3.5Instrument for data collection3.6Validity of the instrument3.7Reliability of the instrument3.8Method of data collection3.9Method of data analysis.
CHAPTER FOUR4.1Data presentation, analysis & Results.
CHAPTER FIVE5.1Discussion of Results5.2Conclusion5.3Recommendation5.4Suggestion for further research result5.5Limitation of the studyReferencesAppendix