BUSINESS CREDIT AVAILABILITY AND ITS EFFECT ON SMALL AND MEDIUM SCALE ENTERPRISES IN NIGERIA

TABLE OF CONTENTS
APPROVAL PAGEiiDEDICATIONiiiCERTIFICATIONivACKNOWLEDGEMENTvTABLE OF CONTENTSviCHAPTER ONE1INTRODUCTION11.1Background to the Study11.2Statement of the Problem21.3Objectives of the Study41.4Research Questions41.5Significance of the Study51.6.Scope and Limitation of the Study51.7Research Methodology61.7.1Research Design61.7.2Population of the Study61.7.3Sample Size61.7.4Method of Data Collection71.7.5Method of Data Analysis7CHAPTER TWO8LITERATURE REVIEW82.1Conceptual Framework82.2Overview of Small and Medium Scale Enterprises102.2.1Pre-Independence Historical Development (Before 1960)112.2.2Post-Independence (1965-1976)112.3Main Sources of Financing SMEs in Nigeria122.4The Economic and Social Importance of SMEs in Nigeria132.5Government’s Effort in the Development of SMES in Nigeria152.7Small Scale Enterprises Failure in Nigeria222.8Small and Medium Industries Equity Investment Scheme (SMIEIS)272.8.1The Factors Militating Against Accessing the SMEEIS Funds by SMEs in Nigeria.292.9Data Presentation and Analysis31CHAPTER THREE38SUMMARY, CONCLUSION AND RECOMMENDATION383.1Introduction383.2Summary of Finding383.3Conclusion393.4Recommendations41REFERENCES44