BANKING REGULATION AND THE PERFORMANCE OF THE NIGERIA BANKING INDUSTRY (1990-2006)

ABSTRACT 
 This study is intended to evaluation the effect of banking regulation on the performance of the Nigeria banking system from 1999-2006.  Since bank failure and distress may result in server monetary contraction and dislocation of the real economy making people to loss confidence in the banking system.  This brings about supervision and regulation of banks in order to improve the performance of the banking industry. The objective of undertaking this research therefore  includes the following. To find out the necessarily to regulate banks  To find out the necessity to regulation/ guidance on the operations and performance of the banking industry and to find out the feeling of bank personnel concerning there regulation. The hypothesis used in the work are as follows: Ho:It is not necessary to regulate banks Hi:It is necessary to regulate banks Ho:Banking regulations/guidance have no posture impact on the  performance of the Nigeria banking system.  Hi:Banking regulations/guidance have a posture impact on the  performance of the Nigeria banking system. Primary and secondary sources of data were in writing this research work the methodology used is the chi-square model and the operative assumption used are degree of freedom given as (R-DCc-1) and level of significance is 5%. Form the analysis the following awning other were the finding. Regulation of the banking system in Nigeria are desirable of the in that their implementation will sanitize the banking system and improve their performances in the long run secondary many of the old banks that are heavily burdened with bad and doubtful debts have begun to bear the effects in different degree of the implementation of this regulatory guideline. Based on the findings the following among other were recommended.  Government should embark on feature regulation and deregulation of the banking system. When necessary or distress this banking regulation/guideline should be backed with sanctions.   TABLE OF CONTENT 
Title page Dedication Acknowledgement Abstract Table of content
CHAPTER ONE  Introduction    1.1Background  1.2Statement of problem  1.3Objective of study 1.4Research question 1.5Research hypothesis 1.6Significance of the study 1.7Scope and limitation of the study 1.8Definition of terms.
CHAPTER TWO     Literature review 2.1Definition of banking regulation  2.2Background to the banking regulation Nigeria  2.3Why it is necessary to regulate banks 2.4The nature of banking regulations  2.5Role and impact of banking regulations on the bank operation and performance. 2.6Implication on the establishment of new banks
CHAPTER THREE Research design and methodology  3.1Area of study/coverage 3.2Sources of data 3.3Sample and sample determination   3.4Analytical technique  3.5Decision rule
CHAPTER FOUR Data presentations and analysis 4.1Tables 4.2Test of hypothesis 4.3Interpretation of result
CHAPTER  FIVE Finding recommendation and conclusion 5.1Findings 5.2Recommendation and conclusion  Bibliography  Appendix