BANKING INSPECTION AND EXAMINATION AS AN AID TO EFFECTIVE BANKING MANAGEMENT ( A CASE STUDY OF UBA AGBANI ROAD, ENUGU)

ABSTRACT The objective of this study was to explore the possible banking inspection as an aid to effective bank management with particular reference to UBA Plc Enugu.
To guide this research, the following eight research questions were formulated as thus What are the control measures against the bad debt in the bank being achieved? To what extent are the workers being assured of jobs? What are the control measures against the bad debt in the bank being achieved? To what extent are human and non-human resources adequate for efficient inspection in the bank? To what extent has the bank provision against computer found being checked? A structured questionnaire developed by the researcher was administered to a total of 102 male and female staff of UBA Plc, Enugu. They were selected using the sample of 50 population.  Hence the data collected and analyses using percentages. The major findings among other are: 1.Those males are majority in UBA Plc, Enugu. 2.Greater majority of the staff have served for 6 to 10 years and more. 3.Majority are WASC/GCE holders. 4.Greater majority of the staff are married. 5.Resources are not adequate except few resources items. 6.Computer fraud has not been experienced in UBA Plc, Enugu. 7.Interference and job/position insecurity of inspector’s effects objectivity report and recommendation. 8.Also non-implementation of provisions reports effect inspector’s functions.  9.Bad debt occurred in UBA always based on the findings.  The major recommendations were as follows:
In service training should be given to staff an regular basis to get abreast with demands of the time. Use delegation as a supervisory strategy to be in professional touch despite physical remoteness in all sectors of the banks. Seminars, staff meeting, individual conference, demonstration service, provision of office bulletin and make people closer. Promotion of good working relationship by cultivating desirable temperament. Leadership functions such as coordinating, researching and servicing should be taken serious as a lore development in the bank. Staff safety and welfare must be assured for continuity.     TABLE OF CONTENTS TITLE PAGE
APPROVAL PAGE DEDICATION ACKNOWLEDGEMENT ABSTRACT LIST OF TABLE TABLE OF CONTENTS
CHAPTER ONE 1.0Introduction 1.1Background of the study 1.2Statement of the problem 1.3The objectives or purpose of the study 1.4Scope or delimitation of the study 1.5Research questions 1.6Significance / rationale of the study
CHAPTER TWO 2.0Review of literature Summary of related reviewed literature
CHAPTER THREE 3.0Methodology 3.1Research design 3.2Area of study 3.3Population of the study 3.4Sample and sampling procedure 3.5Instrument for data collection 3.6Validation of the research instrument 3.7Reliability of the research instrument 3.8Method of administration of the research instrument 3.9Method of data analysis
CHAPTER FOUR 4.0Data presentation and results Summary of results/findings
CHAPTE FIVE 5.0Discussion, implication, recommendations 5.1Discussion of results 5.2Conclusion  5.3Implication of the result 5.4Recommendations 5.5Suggestions for further research 5.6Limitation of the study REFERENCE APPENDIX