AN OVERVIEW OF THE RISKS ASSOCIATED WITH BANK LENDING IN THE BANK SECTOR

ABSTRACT      An overview of risk associated with bank loading in the banking sector is a topic Chosen from the financial field.      The purpose of this research work is to identify the factors and effect of risk in the financial institutions with special reference to banks.     This research work will expose us to: 1.Find out the extent to which risk of lending constituted major problems. 2.find out the extent to which risk is associated with lending in the banking sector. 3.Find out the need for effective & efficient of risk in the growth of banks. 4.Find out the need for effective & efficient analysis of risk inherent in bank lending.
TABLE OF CONTENT
TITLE PAGE APPROVAL PAGE  DEDICATION ACKNOWLEDGEMENT ABSTRACT TABLE OF CONTENT
CHAPTER ONE 1.0INTRODUCTION 1.1BACKGROUND OF THE STUDY 1.2STATEMENT OF PROBLEMS 1.3PURPOSE/OBJECTIVE OF THE STUDY 1.4RESEARCH QUESTIONS 1.5STATEMENT OF STUDY 1.6SIGNIFICANCE OF STUDY 1.7SCOPE, LIMITATIONS AND DELIMITATIONS 1.8DEFINITION OF TERMS. REFERENCE CHAPTER TWO 2.0LITERATURE REVIEW 2.1NATURE AND DIMENSIONS OF RISKS 2.2FUNCTIONAL DEFINITION OF RISK 2.3RISKS MANAGEMENT 2.3.1RATIONAL FOR BANK RISK MAMAGEMENT 2.3.2TYPES OF BANK RISKS 2.4RISK AND UNCERTAINLY 2.5BANKS & RISK OF LENDING 2.5.1THE CONCEPT OF CREDIT RISK 2.5.2THE CREDIT RISK IDENTIFICATION 2.5.3CREDIT RISK ASSESSMENT 2.5.4CLASSIFICATION & HANDLING OF RISKS. 2.6FRAMEWORK FOR LENDING 2.6.1LENDING PRINCIPLES REFERENCES.
CHAPTER THREE 3.0RESEARCH DESIGN AND METHODOLOGY 3.1RESEARCH DESIGN 3.2AREA OF STUDY 3.3POPULATION 3.4SAMPLE AND SAMPLING TECHNIQUE 3.5INSTRUMENT FOR DATA COLLECTION 3.6METHODS OF DATA PRESENTATION 3.7TECHNIQUE OF DATA ANALYSIS REFERENCES
CHAPTER FOUR 4.0DATA PRESENTATION AND ANALYSIS 4.1DESIGNS AND FEATURES OF FINANCIAL REPORTS IN THE BANKING SECTOR 4.2ASSESSMENT OF INSTITUTIONAL STRUCTURE FOR RISKS MANAGEMENT 4.3PRESENTATION OF DATA ANALYSIS 4.4TEST OF HYPOTHESIS REFERENCES
CHAPTER FIVE FINDINGS, RECOMMENDATION AND CONCLUSION 5.0SUMMARY OF FINDINGS 5.1RECOMMENDATIONS 5.3CONCLUSION REFERENCES BIBLIOGRAPHY