AN APPRAISAL OF DEBT RECOVERY IN MERCHANT BANKS IN ONISHA METROPOLIS

ABSTRACT The researcher has purely, analyzed the appraisal of debts recovery in merchant bank in Onitsha metropolis.  The researcher intends to know whether the debt recovery in merchant banks over the years had led to distress in banks, or poor management whether debt recovery board has failed to appoint the committee to look after the distress banks.  The researcher does not want to analyze the impact created but wants qualitatively examine of the impute which the procedure has created. This will then enable the researcher to either recommend the recovery system or suggest a more suitable system for the merchant banks operations.  Apparently in the analysis of data using the percentage, the researcher found out that every technology and regulatory changes no doubt affected the cost structure of the banks.  Also considering the importance of agriculture in our country, Nigeria government should reduce the interest rates to present farmers, agricultural investors to increase their productivity.  Lastly, the debt recovery boards have been expressed on the wisdom of merging some distressed banks in Anambra State. Such opinions suggest that resulting large banks would be more efficient in providing banking services of lower cost to the society while still making profit to their owners. 

TABLE OF CONTENT   Title page  Approval page  Dedication page  Acknowledgement  Abstract  Table of contents  List of tables  List of figures   CHAPTER ONE 1.0INTRODUCTION  1.1Statement of Problem  1.2 Purpose of the Study  1.3 Significance of the Study  1.4Statement of Hypotheses  1.5Scope of the Study  1.6Limitation of the Study  1.7Definition of terms 
CHAPTER TWO  2.0REVIEW OF RELATED LITERATURE 
CHAPTER THREE  3.0RESEARCH DESIGN AND METHODOLOGY  3.1Sources of Data  Primary Data  Secondary Data  3.2Sample used  3.3Method of Investigation 
CHAPTER FOUR  4.0DATA PRESENTATION AND ANALYSIS  4.1Data presentation and analysis  4.2Test of Hypotheses 
CHAPTER FIVE  5.0SUMMARY OF FINDINGS, CONCLUSION AND RECOMMENDATION  5.1Findings  5.2Conclusions  5.3Recommendations  Bibliography  Appendix